HW Contracting Blog

Construction, housing and renovation in London, Ontario

New posts every Monday, Wednesday and Friday: the local housing market, material prices and tariffs, the economy, business trends in the trades, and practical tips for homeowners and landlords.

A We're Open sign hanging on the glass door of a small shop
Trades and businessOctober 26, 20266 min read

The Canada Small Business Financing Loan: how it works, what the banks want, and why more London startups should use it

The government backed loan behind most new restaurants, franchises and shops: the limits, the rate, the 30% injection, the HST trap, and why the bank only pays on invoices.

Hand holding house keys in front of a front entrance
Housing marketOctober 26, 20265 min read

London's down payment assistance program: how it works, who qualifies, and why more Ontario cities should copy it

Up to $25,000 interest free, forgiven after 20 years, on homes up to $500,000. Who qualifies, what the cap buys in today's market, and Hasin's case for other cities to copy it.

Interior renovation with metal studs and drywall sheets
Tariffs and pricesOctober 12, 20265 min read

Lumber, drywall and steel one month after the counter tariffs: what has happened to material prices

Five weeks after the counter tariffs, framing lumber is flat, OSB is up, and drywall and steel increases are landing. What it means for a winter renovation, plus six practical moves.

A hand holding a house key in front of a calculator and paperwork
Economy and ratesOctober 9, 20265 min read

Financing a renovation this fall: where interest rates stand before the October 28 Bank of Canada decision

The September jobs report made a rate increase on October 28 less likely. Where rates stand, the common ways to pay for a renovation, and six moves to make now.

A tradesperson cutting a tile with an angle grinder
Trades and businessOctober 6, 20265 min read

Busy season in the trades: what homeowners should know about booking contractors this winter

Ontario's trades are short of workers and London is building fast. What that means for wait times and prices, and how to get a fair quote and a firm start date.

A sold sign and roses in front of a house
Housing marketOctober 4, 20265 min read

London's housing market in September: what the numbers mean for homeowners and landlords

September sales rose, typical prices held flat and inventory stayed high. What that means for renovating versus moving, and for landlords.

Brick house and evergreens covered in fresh snow
Seasonal tipsOctober 2, 20265 min read

Winter prep checklist for London homes and rentals

What to check before the first freeze, the heat and alarm rules for London rentals, and the grants and rebates that can cover part of the cost.

Stacked lumber planks
Tariffs and pricesSeptember 28, 20266 min read

Tariffs, a buyer's market, and your renovation: what London homeowners should know this fall

New Canada and US tariffs hit lumber, plywood and steel this month. Here's what that means for your budget and timing.

Coming next

What the home inspection will find in a $450,000 London house, and what it costs to fix

The usual findings in older London homes, which ones matter, and realistic repair budgets before you waive conditions.

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